Having enough liability insurance coverage is an important part of being insured. Many insurance policies come with small amounts of coverage for liability, but it often isn't enough for when a bad accident or other serious incident happens. One way to get more liability coverage is to get an umbrella policy. If you are interested in umbrella insurance and are in Indiana or Illinois, call us at The Billy Davis Insurance Group to arrange to talk with an agent about your needs.
If you have home insurance already, it generally comes with a small amount of liability coverage. However, a serious accident will quickly cause that policy to max out, and you are responsible for paying the rest of the medical bills. An umbrella policy is one that you add to your current policy. This gives you a far higher amount of liability coverage for your home insurance without you having to pay the steep prices that come with adding to your home insurance coverage directly.
As with your home policy, your auto insurance coverage includes a small amount for liability coverage. And just like at home, if you have an auto accident that results in serious injuries to third parties, you will likely have to pay most of those bills yourself. Luckily, an umbrella insurance policy also adds to your auto liability coverage. It's a separate insurance policy, but it adds to the liability you already have through your home and auto policies.
If you need better liability coverage and are in Illinois or Indiana, you need to call The Billy Davis Insurance Group to arrange to speak with an insurance agent who can assess your current home and auto policies and give you more information about umbrella policies.
"Have this insurance for home and auto and have never been more happier and pleased. Amazing customer service when needed! I wish I could rate this 10 stars. You're the best Billy Davis."
"I have several vehicles and home insured with Billy Davis best rates on the market. Impeccable customer service and support never can't be reached. Cares about his clients and treats them with respect. No hidden agendas with this company he has been very transparent for years. Pleasure doing business with you!!!"
"Billy's been my agent for several years now and I've been very pleased with the service. He insures pretty much everything I have. Happy with the rates too. Thanks Billy."
"Never had anything less than the BEST service from Mr Davis & his staff. Anyone asking me will be referred to this agent ASAP. Thanks for the great experience."
Crown Point, IN
“The personal attention that you and your staff give to customers is your biggest asset.”
“Great customer service! I felt like I was getting the red-carpet treatment with his professionalism and prompt attention to business. BDIG is a great agency to do business with.”