Like homeowners, renters also have the option of insurance coverage. If you’ve chosen to rent a home in Indiana or Illinois instead of buying, you can purchase renter’s insurance to protect your belongings and safeguard your assets against accidents. Here’s what a renter’s policy from The Billy Davis Insurance Group has to offer.
Renters insurance offers the following coverage to protect your interests when renting a home, condo, or apartment:
Property - Property coverage protects your belongings. In addition to clothing, this includes valuables like furniture, appliances, artwork, and electronics. Most policies cover perils like theft, fire, vandalism, rainstorms, tornadoes, and similar disasters. If any of your goods are stolen or suffer disaster damage, you’ll have financial compensation to help cover your loss.
Personal Liability – Liability insurance covers the medical treatment of people who have accidents on your rental property. This could range from a sprained ankle due to a slip and fall to broken bones, lacerations, dog bites, kitchen burns, and more. If you’re found responsible for the accident, you’ll be held liable for that person’s medical costs. By purchasing ample personal liability coverage, you’ll be protected against incidents that can cause severe injuries to others.
Additional Living Expenses – If your rental home is damaged by fire or another disaster, you may have to live somewhere else for a time until it’s repaired. This coverage compensates you for monies spent on a hotel, motel, or temporary apartment until you can return to your place.
Anyone renting a home, condo, or apartment can benefit from the protection that renter’s insurance has to offer. Accidents and disasters can happen to anyone at any time. Renters insurance helps you avert financial ruin from having to handle the repercussions of these events on your own.
To purchase a renter’s policy in Indiana or Illinois, call or visit an agent from The Billy Davis Insurance Group today.
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