How Does Auto Insurance Protect You?
Full coverage auto insurance provides protection against physical damage and/or bodily injury that results from a traffic collision. This includes damage to your vehicle, your passengers, another vehicle and their passengers and other property up to the policy limits shown on your declarations page. It will also provide protection against a law suit that could arise from the incident should you be found liable.
Liability only coverage provides financial protection against physical damage, but only for other peoples property you cause damages to up to your policies limits stated on your declarations page. It too will provide protection against a law suit that could arise from the incident should you be found liable.
Ride Share Drivers - Uber/Lyft
Ride share participants, such as Uber and Lyft drivers, are required to inform their current insurance carrier of participation. Typically an endorsement will be added to the policy to properly cover them. Failure to do so could result in denial of a claim or cancellation of the auto policy.
Basic Auto Insurance Coverage Clarified
There are 6 important details to understand about Chicago auto insurance coverage. Some are required by law while others are purely optional. These coverage's consist of:
Hopefully these simple explanations of basic coverage's associated with auto insurance helped to make some sense of insurance terms. There are many more coverage's that can be added to suit your particular needs.
We are experts at making sure you have the coverage's you need and will help you avoid paying for unnecessary coverage's. Let us find the right coverage's for you from our outstanding carriers like "Liberty Mutual, Allstate, Nationwide, Progressive, Erie" and many more.
Contact us to learn more about the right car insurance for you.
Merrillville, IN 46410
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